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Money Advice

Help Financing A Funeral

Lilies Funeral Directors have partnered with Beyond, Beyond offer market leading funeral financing for families who don’t have the full amount of the funeral readily available to them. The advantages of using Beyond’s financing are;

  • Beyond finance a funeral for a small fee and a 10% deposit
  • Beyond spread the cost of the funeral from 12-60 months at 14.9% APR
  • There are no early repayment or overpayment charges
  • Applications are super-quick and can be done over the phone

If you would like more information, please mention Beyond Financing when you call.

beyond finance

Financial Expertise

The loss of a loved one may cause difficult financial situations. The use of professional financial planning can ensure the best solutions for both you and your family by mitigating the effects of Inheritance and other forms of Tax, explaining pension and retirement planning options, evaluating and consolidating investments, restructuring of business assets and deposit savings advice.

There are certain areas to consider at these times, they include:

Tax

Has the deceased over/underpaid income tax? Is any Inheritance Tax payable? Is the estate liable to any Capital Gains Tax?

Insurance

Remember to update Car and Home insurance policies, Is any life insurance now payable to you? Consider any mortgage commitments – Do you need any protection insurance?

Benefit Payments

Will you receive any Bereavement payment or widowed parent benefit? Would these impact on any other benefits you receive?

Budgeting

Think about bills, Bank Accounts, Credit cards. Remember to inform those financial institutions with whom the deceased had an account.

Gemini Funeral Financial Advice

The Estate

Did the deceased have a Will? Do you now need to write or amend your own Will? Do you need a Lasting Power of Attorney for yourself either now or in the future?

Lilies Funeral Directors have partnered with Gemini Wealth Management so we can provide a free, no obligation initial consultation.

We are here to help!

Any questions, please call our Sutton Coldfield or Birmingham Funeral Homes.